U.S. Bank Mortgage Underwriter 3 in RICHFIELD, Minnesota
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, disability or veteran status, among other factors.
Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.
Bachelor's degree, or equivalent work experience
Five or more years of mortgage underwriting experience, including FHA, VA and HUD loans
FHA Direct Endorsement Underwriting designation
VA Staff Appraisal Reviewer (SAR) designation
Advanced understanding of factors affecting real estate values and credit analysis
Good mathematical skills
Proficient computer skills
Excellent verbal and written communication skills
Job: Credit / Lending
Primary Location: Minnesota-MN-Richfield
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 160042355